Ethoca

Ethoca, a subsidiary of Mastercard, is headquartered in Toronto, Canada, having been founded in 2005 and employing approximately 190 individuals. The company specializes in collaborative fraud prevention and dispute resolution. It operates a network connecting ecommerce merchants with card-issuing banks, facilitating real-time intelligence sharing. This system aids participants across the payments ecosystem in reducing chargebacks, minimizing fraud losses, and enhancing transaction transparency for consumers.