Finanteq, a privately owned Polish company founded in 2014, provides IT services and IT consulting. As of 2023, it employs approximately 130 people and focuses on developing mobile banking solutions within the fintech sector.
The European Union introduced the Artificial Intelligence Act on August 1, 2024, creating a legal framework for AI systems. AI solutions have seen widespread implementation across businesses in recent years. The financial sector faces challenges with traditional cybersecurity models proving inadequate due to increased cyber threats and a more complex IT environment. Banks need to adopt more resilient security frameworks to meet growing regulatory scrutiny. Mobile banking offers a key tool to improve financial inclusion, enabling financial institutions to reach underbanked and unbanked populations through new technologies. The definition of "digital worker" has evolved from a person with digital skills to encompass software robots that collaborate with human employees. The increasing focus on sustainability in finance is transforming banking operations, incorporating ESG principles to balance profit with environmental and social considerations.
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