Indopay, also known as PT Indopay Merchant Services, is a privately owned Indonesian company headquartered in Indonesia and a subsidiary of Emtek, established in 2005 with approximately 100 employees. The company functions as an electronic payment solution provider, specializing as an acquirer and payment gateway that organizes non-cash transaction systems for both banking and non-banking financial institutions. Its core product suite includes the procurement and managed services of Electronic Data Capture (EDC) terminals, the implementation of Quick Response Code Indonesian Standard (QRIS) payment solutions, and the development of customized host switching and smart card applications. Operating under licenses from Bank Indonesia and maintaining PCI DSS security compliance, Indopay acts as a technical intermediary in the national payment ecosystem, providing the hardware, secure software, and transaction processing infrastructure required to facilitate seamless digital commerce for its merchant network.
