Visa Inc. is a publicly owned American multinational corporation founded in 1958 and headquartered in San Francisco, California. Its primary business is providing IT services and consulting related to electronic funds transfers. The company employs approximately 24,980 people and operates globally, primarily facilitating transactions through its network of Visa-branded credit, debit, and prepaid cards.
Visa and Mastercard reached a settlement on 2023, capping credit card fees for retailers and resulting in an estimated US$30 billion in savings over five years. In 2016, online payments system revenue guidance increased to US$10.75-10.85 billion, projecting 16% growth. Discussions regarding the introduction of a digital euro in the European Union have been ongoing for six years, with finance ministers recently meeting to reach an agreement. The EU Commissioner for Economy highlighted the importance of a strong, independent payment system for online transactions.
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